This article discusses whether Walmart accepts Klarna as a payment option. You’ll also learn how to pay with Klarna at Walmart.
Finally, we’ll answer some frequently asked questions to clear up any confusion you might have about using Klarna to make purchases at Walmart.
Let’s get started!
Does Walmart Accept Klarna?
Yes, Walmart accepts Klarna both online and in-store. You can directly pay with a one-time Klarna card online. However, you’ll have to add the card to Walmart Pay if you use Klarna at the Walmart store.
Before we get into how to pay with Klarna at Walmart, you should first know how Klarna works. If you’ve been using Klarna for a while, you can skip ahead to the next section.
Do you know you can also use Klarna on Alibaba? Read this article →
How Does Klarna Work?
Klarna is a Buy Now, Pay Later (BNPL) service that provides reasonable payment plans that can be used to pay at over 7,500 retailers in the United States.
In addition to the US, Klarna is available in the following countries:
- Australia
- Germany
- Czech Republic
- United Kingdom
- Spain
- Switzerland
- Belgium
- Italy
- Finland
- Norway
- Greece
- Portugal
- Austria
- Netherlands
- Denmark
- Poland
- France
- Sweden
With Klarna, you can divide any purchase into four small installments. The first payment is due at the time of purchase, with the remaining three due every two weeks. So the total repayment is completed in six weeks.
The four installments are interest-free and have no hidden fees. Klarna will also remind you when your payments are due. Installments are automatically debited from the credit or debit card you provided at the time of registration.
If you fail to pay the installments on time, Klarna will charge you a late fee for every late installment. Late fees will never be more than 25% of the order amount.
If you miss a payment, you will be unable to use Klarna until you have paid off your debt. Late payments may be reported to credit bureaus as well.
Tip: You can pay a small fee to extend your installment due date.
For example, suppose you wish to buy a $100 t-shirt at Walmart. If you pay with Klarna at Walmart, you can divide your purchase into four easy installments.
Here’s the complete breakdown:
| Installment | Amount | Payment |
| 1 | $25 | At the time of purchase |
| 2 | $25 | 2 weeks after 1st installment |
| 3 | $25 | 2 weeks after 2nd installment |
| 4 | $25 | 2 weeks after 3rd installment |
How Do I Pay With Klarna At Walmart?
The one-time Klarna card can be used to pay at Walmart.com. If you are in a Walmart store, you must link the one-time Klarna card to your Walmart Pay.
On Walmart.com (online)
The Klarna app allows you to shop at Walmart.com. Install the Klarna app on your phone and set up your account. Make sure you add a debit or credit card to automatically pay the upcoming installments.
Here’s how to pay with Klarna at Walmart.com (online):
- Open the Klarna app.
- Enter Walmart in the search bar.
- Go to the Walmart shop.
- Add items to your shopping cart
- Select Pay with K.
- Pay the first installment
- Complete the purchase
Klarna is also available on Walmart.com for desktop use. Simply download and install the Klarna browser extension, then pin it to your browser’s toolbar. Go to Walmart.com and add the items to your shopping cart. Finally, click the Klarna extension and then the Pay | K. button to finish the purchase.
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At the Walmart store (in-store)
Using Klarna to pay at Walmart stores can be a hassle, but you can definitely use it. You’ll need to use Walmart Pay as Apple Pay and Google Pay are not supported at Walmart.
Note: The Klarna One-time card can only be used once and will expire after 24 hours if not used. If you wish to make another purchase, simply make a new card and continue shopping.
Here’s how to use Klarna at a Walmart store:
- Launch the Klarna app.
- Select the In-store option.
- Look for Walmart.
- Enter the purchase price
- Review the payment plan
- Create a One-time Klarna card
- Launch the Walmart app.
- Select Account
- Choose Wallet
- Click Add new payment method.
- Choose Debit card
- Enter your one-time Klarna card details (refer to Step 6)
- Select Save Card
- Scan the QR code at checkout
- Select the One-time Klarna card
- Complete the purchase
FAQs
Can You Use Klarna At Walmart In-Store?
Yes, you can use Klarna at Walmart in-store. Simply create a One-time Klarna card and link it to Walmart Pay. Finally, on Walmart Pay, select the One-time card and complete the transaction.
Does Walmart Accept Klarna Online?
Yes, Walmart does accept Klarna online. You can either use the Klarna mobile app or the Klarna browser extension on your computer to shop at Walmart.
Does Walmart Grocery Take Klarna?
Yes, Walmart Grocery does take Klarna. Simply add the One-time Klarna card to your Walmart Pay account and complete the purchase.
Can You Use Klarna For Walmart Grocery Pickup?
Yes, you can use Klarna for Walmart Grocery Pickup.
Conclusion
You can use Klarna to pay for your Walmart purchase (online and in-store). This is fantastic news for everyone who wants to shop at Walmart but does not have enough money in their bank account.
Klarna splits the purchase price into four equal, interest-free installments. The first installment is due at the time of purchase, with further payments due every two weeks.
Please keep in mind that Walmart does not accept Apple or Google Pay, thus the One-time card must be added to your Walmart Pay account.
