If you’re a regular customer of Alibaba, you may have wondered whether the B2B marketplace accepts Klarna.
With Klarna, you can divide any purchase into four interest-free installments. You can access Klarna via your desktop browser or the official Klarna app on your smartphone.
But does Alibaba accept Klarna?
Here’s all you need to know!
How Does Klarna Work?
Klarna Bank AB, or simply Klarna, is a Swedish fintech company that offers online financial services.
Klarna offers three payment options:
Pay in 4
The purchase price is divided into four equal, interest-free, and fee-free installments. The first instalment is made at the time of purchase, and the following instalments are scheduled automatically every two weeks.
Pay in 30 days
You can pay for your items after they’ve been shipped, with no interest or fees. This means you can return the things if they aren’t what you expected or required without losing any money.
Financing
Financing lets you spread the expense of your purchase over a period of up to 36 months. Simply select the financing option in the checkout process, then select a period and interest rate. After Klarna authorizes the application, the purchase is completed.
Does Alibaba Accept Klarna?
Alibaba accepts Klarna as a form of payment. However, not all products may be purchased using Klarna. To see if a product is eligible, add it to your cart.
This is great news for anyone who is short on cash yet still wants to buy things from Alibaba.com.
People usually buy in bulk from Alibaba.com, and they sometimes do not have sufficient funds in their bank accounts.
Klarna can be extremely useful in such situations.
Klarna gives you the option of splitting the payment into four equal instalments.
Simply pay the first instalment when you buy the item and the remaining three instalments every two weeks.
Klarna will send you an email when each payment is due. There is no interest or service charge.
However, if you do not make a payment within 10 days of its due date, you will be charged a late fee of up to $7. This late fee will not be more than 25% of the instalment payment amount.
How To Pay With Klarna On Alibaba?
You can use the Klarna app on your phone or the Klarna browser extension on your computer to pay at Alibaba.com. Here’s how it works:
- Visit Alibaba.com.
- Add the item to your shopping cart
- Click the Pay | K. button
- Create a one-time payment card
- Enter on-time card amount
- Select a payment plan
- Finish the payment
Note: It takes up to 3 days for Alibaba to confirm the payment. Contact Alibaba customer support if you don’t receive a payment confirmation email.
If you’re using the Klarna mobile app, look for Alibaba.com in the app’s search bar. Log in to your Alibaba account and select the products you want to buy. Add the item to your shopping cart and then click the Pay | K button. button. If you are unable to purchase the product using Klarna, you will see the message “Not available for this purchase.” If it is eligible, simply choose a payment plan and complete the transaction.
Klarna mobile app
iOS: https://apps.apple.com/us/app/klarna-shop-now-pay-later/id1115120118
Android: https://play.google.com/store/apps/details?id=com.myklarnamobile
If you’re using the Klarna browser extension, simply go to Alibaba.com and pick the products you wish to purchase. Add the items to your shopping cart and then select the “Klarna” browser icon. Check that the Klarna browser plugin is pinned to your browser’s toolbar. Simply follow the steps in the extension window to complete the transaction.
Klarna browser extension: https://www.klarna.com/us/browser-extension/
What Payment Methods Does Alibaba Accept?
All major credit and debit cards are accepted by Alibaba. You can also pay using Apple Pay, Google Pay, PayPal, Western Union, or by wire transfer.
You should be aware that there is a transaction fee and a payment limit. For more information, see the table below:
| Payment method | Issuer | Limit | Transaction fee | Processing time |
| Credit/Debit card | Visa, Mastercard, Diners Club International, Discover, JCB, American Express, Union Pay | up to $12,000 | 2.99% of the transaction amount | 1 – 2 hours |
| Apple Pay | Visa, Mastercard | up to $12,000 | 2.99% of the transaction amount | 1 – 2 hours |
| Google Pay | Visa, Mastercard, American Express | up to $1,000 | 2.99% of the transaction amount | 1 – 2 hours |
| PayPal | PayPal | up to $12,000 | 2.99% of the transaction amount | 1 – 2 hours |
| Wire Transfer | Support Australia, Canada, Europe, Japan, Mexico, New Zealand, the U.K., and the U.S. | up to $1,000,000 | as little as 1 unit of local currency Charged by remitting bank | 1 – 2 business days |
| Western Union | Western Union | up to $2,500 | $ 4.90 – $45 | 1 business day |
Can You Use Klarna On Alibaba?
Yes, you can use Klarna on Alibaba. Unfortunately, not all things, can be purchased using Klarna. Add a product to your cart to find out whether it qualifies.
Conclusion
You can use Klarna to shop at Alibaba and pay in easy instalments over time. There are no service fees, interest rates, or other hidden fees.
Klarna will also notify you when the payment is due. Make sure you pay on time to avoid late fees and interest.
